Consensys

Consensys says it is building "the consumer platform, developer infrastructure, and protocol software for the future global economy." It has more than 700 staff and was founded in November 2014 by Joseph Lubin. Its products sit at different layers of Ethereum. Infura gives developers access to Ethereum nodes, MetaMask is a self-custodial wallet, and Linea is Consensys's own zkEVM layer-2 network, launched in its words "to strengthen Ethereum."

Two products touch payments directly. The MetaMask Card lets a user spend tokens wherever Mastercard is accepted, and MetaMask USD, announced in August 2025, is described by Consensys as the first stablecoin from a self-custodial wallet. Consensys was also among the founding board members of the Enterprise Ethereum Alliance in 2017, next to J.P. Morgan, BNY Mellon and CME Group.

J.P. Morgan built Quorum as "an enterprise-variant of the Ethereum blockchain" for permissioned networks between banks. On August 25, 2020, Consensys took over Quorum, J.P. Morgan made a strategic investment in Consensys, and the bank stayed on as a customer of Consensys services on Quorum. Quorum remained open source. J.P. Morgan's blockchain unit, then called Onyx, is today Kinexys and issues the deposit token JPM Coin.

At Sibos 2025 in Frankfurt, Swift announced a blockchain-based shared ledger for its infrastructure, with real-time, 24/7 cross-border payments as the first use case and more than 30 financial institutions in the design group. Swift built the conceptual prototype with Consensys. The ledger records, sequences and validates transactions and enforces rules through smart contracts, and Swift states it runs next to the existing payment rails. Swift's blockchain ledger covers the later MVP phase with tokenized deposits.

During Sibos 2025, the conference where Swift announced its ledger, Finance Loop organized the Sibos side event at TechQuartier, across the street from Messe Frankfurt. Frankfurt Main Finance and OKX Institutional presented the evening for people in payments, banking, stablecoins and digital assets.

Consensys writes software for Ethereum: the MetaMask wallet, the Infura node service, the Linea layer-2 network and the Quorum client that banks use for permissioned Ethereum networks. It also built the prototype of Swift's blockchain-based ledger.

Yes. Consensys acquired Quorum from J.P. Morgan in August 2020. J.P. Morgan invested in Consensys in the same deal and remained a customer of Consensys services on Quorum.

Swift developed the conceptual prototype of its blockchain-based shared ledger with Consensys. Swift then took the design into an MVP with banks that plan live payments using tokenized deposits.

Yes. Linea is the zkEVM layer-2 network that Consensys launched on top of Ethereum. A layer-2 network bundles transactions and settles them on Ethereum, which lowers the cost of each payment.