ACI Worldwide payments for banks and schemes
ACI Worldwide builds the software behind instant payment schemes, bank payment hubs and card fraud checks. In Germany, Solaris runs its SEPA Instant payments on ACI's cloud platform, and as a member of the European Payments Initiative, ACI brings Wero to the merchants and banks that use its orchestration platform.
Payment software for banks and merchants
ACI Worldwide develops payment-processing and fraud-detection software for banks, intermediaries and merchants. The company reports customers in 94 countries. The range covers real-time payment processing that connects banks and processors to domestic schemes, a payments orchestration platform for merchants, card issuing, bill payment and ACI Fraud Management, a fraud service run in the cloud. ACI reports that its software powers 26 domestic and pan-regional instant payment schemes on six continents, 11 of them central infrastructures (ACI Worldwide).
Instant payments in Germany and the Netherlands
The EU Instant Payments Regulation requires payment service providers in the euro area to receive and send instant credit transfers and to check the payee's name before a payment goes out. The German embedded finance provider Solaris went live on ACI Connetic, its cloud-native payments orchestration platform, to process SEPA Instant payments (ACI Worldwide). In the Netherlands, Rabobank processes its Wero payments with ACI's real-time payments technology (ACI Worldwide). Instant payments in Europe and verification of payee explain both duties.
ACI, EPI and Wero
ACI joined the European Payments Initiative as a principal member and adds Wero to its Payments Orchestration Platform, so that merchants and payment intermediaries in Europe can offer the wallet to consumers and businesses. Wero runs instant account-to-account payments in Belgium, France and Germany (ACI Worldwide). Wero payments in Germany covers the wallet from the side of German banks and shops.
Upcoming payments events in Europe
Payments & Digital Money
Risk & Compliance
What is ACI Connetic?
ACI Connetic is a payments hub for account-to-account transfers and card processing. It includes fraud checks and financial messaging. ACI supports customer-managed deployments, a managed service and SaaS. Solaris uses it in Germany to process SEPA Instant payments.
Is ACI Worldwide part of EPI?
Yes. ACI is a principal member of the European Payments Initiative, the company behind Wero, and adds Wero to its orchestration platform for merchants.
Payments infrastructure
ACI Worldwide and Finance Loop
Finance Loop covers instant payments, Wero and payment fraud in its Payments & Digital Money and Risk & Compliance tracks. Banks, payment providers and their technology suppliers meet at Finance Loop events in Frankfurt and other German cities.
Finance Loop is a professional network and has the goal of driving the adoption of emerging technologies in finance, such as AI, digital payments, cloud and blockchain solutions. Finance Loop helps its members build skills and personal networks in these fields: Investment & Digital Assets, Payments & Digital Money, Digital Infrastructure & Sovereignty, and Risk & Compliance.