Paymium

Paymium started in 2011 as one of the first places in Europe to trade bitcoin against euros. Pierre Noizat chairs the company and Laetitia Zito runs it as chief executive, and Paymium is also an authorized payment institution supervised by the French banking regulator ACPR.

In 2021 the firm registered with the AMF as a digital asset service provider, a PSAN with the number E2021-011, which was the French regime before MiCA. Paymium says that it keeps 98 percent of client funds offline.

The AMF authorized Paymium SAS on 22 June 2026 as a crypto-asset service provider under Article 63 of MiCA, with the number A2026-018 on the AMF white list. The authorization replaced the PSAN registration just before the French transition period ended on 30 June 2026.

It covers custody for clients, the operation of a trading platform, exchange against euros and against other crypto assets, execution of orders and transfers. The interim MiCA register of ESMA lists 29 host countries beyond France, so Paymium can passport its services across the EEA with its CASP license.

Paymium runs an order book, where buyers and sellers meet at prices they set themselves, and an Expert Mode for experienced users with limit orders and fees that start at zero. Beginners use recurring purchases, and parents can open a bitcoin savings plan for a child as a long-term gift.

Orders above 50,000 euros go through a personal over-the-counter service, and every client gets account statements and dated valuation certificates for tax returns under the rules of crypto tax in France.

Paymium lists bitcoin and a selected group of other crypto assets, which it checks against its own criteria for reliability and transparency before listing. Customers fund their account in euros by bank transfer or in crypto, and then buy, sell or exchange on the order book.

The fees at Paymium depend on how an order is placed, and limit orders in the Expert Mode start at zero percent. The platform publishes the full fee table for every type of order on its website, so customers can compare the cost before they trade.

Pierre Noizat is the president of Paymium, and Laetitia Zito is the chief executive who led the company through the MiCA authorization by the AMF in June 2026. Both names appear in the Paymium announcement of the license.

Paymium SAS is a French simplified joint-stock company registered near Paris, and its authorization by the AMF and its payment license from the ACPR sit with the same legal entity. French customers deal with a provider under French supervision and French law.

Paymium was among the French platforms that the AMF authorized under MiCA in the final week of June 2026, shortly before the end of the national transition period. The passport lets the firm serve customers in the other countries of the MiCA area in Europe.