Finemetal: physical gold from Zurich and DigitalFineGold

Finemetal calls DigitalFineGold "the simplest way to acquire and hold digitally secured fine gold 999.9 deposited in physical form". The gold lies in a high-security warehouse in the Gotthard massif in Switzerland, which Finemetal describes as storage "entirely outside the financial system". The buyer keeps DigitalFineGold in a wallet of his or her choice and can ask for the physical gold to be delivered at any time.

At the Finance Loop event, Finemetal explained that DigitalFineGold comes in units as small as one milligram. A buyer can therefore start with a small amount of money and add to it step by step. The product works as a digital warehouse receipt: the token is a claim on a specific amount of stored gold, and the gold stays in Switzerland.

Finemetal first set out to launch a gold token in 2019 and had to change its approach because of regulatory hurdles, as it told the audience in Frankfurt. The goal stayed the same: a digital warehouse receipt for physical gold. The solution came from CoreLedger, a Swiss software company. Its non-fungible assets (NFAs) record each holding as its own asset, which CoreLedger presented as a way to lower regulatory friction for real-world asset owners.

A gold token raises the same questions as any tokenized real-world asset: who holds the metal, who checks that the tokens match the stock, and what the holder can claim if the issuer fails. How other gold tokens answer these questions is on tokenized gold, and the wider topic on RWA tokenization and in What are real-world assets?

One day before the Crypto Assets Conference 2025, Finemetal, CoreLedger and S-PRO hosted Unlocking the Value of Real-World Assets by Digitization at TechQuartier. The talk of Finemetal was titled "Gold is Money, Blockchain is the Future: Introducing DigitalFineGold". CoreLedger opened the evening with non-fungible assets, S-PRO showed how it builds applications on CoreLedger's technology, and a panel on customers, technology and regulation closed it.

Finemetal AG is also listed among the event and network partners of Finance Loop and thanked in the review of the first year. The other two hosts have their own pages: CoreLedger and S-PRO.

Finemetal AG is a Swiss company that trades physical precious metals, above all gold, from Zurich. It stores gold in the Gotthard massif and sells it in digital form as DigitalFineGold. Its Head of Trading is Red Saccomanno, who spoke for Finemetal at the Finance Loop event in Frankfurt.

Finemetal AG is a member of the ASFCMP and is supervised by AOOS, a supervisory organization authorized and supervised by FINMA. In Switzerland, precious metal traders are subject to anti-money laundering rules, and such organizations check that their members follow them.

In a high-security warehouse in the Gotthard massif in Switzerland. The gold is stored in physical form, and the holder of DigitalFineGold can have it delivered at any time. Finemetal describes this storage as completely independent of the financial system, so the gold does not sit in a bank vault.