Bitpanda
Bitpanda operates an investment platform through which individuals can buy, sell and hold cryptocurrencies and other supported assets. The company also provides trading, custody and related digital asset infrastructure to banks, brokers and fintechs through Bitpanda Enterprise.
Individuals can fund an account and place orders through the platform without setting up a separate connection to each underlying market. Institutional customers use the separate enterprise offering to add digital asset services to their own products and customer interfaces. Asset availability, fees and the legal form of an investment vary between products, so an account does not give every holding the same rights or protections.
Bitpanda and MiCA
Bitpanda was among the first large crypto firms with a license under MiCA, the EU Markets in Crypto-Assets Regulation. Germany's BaFin granted the first one in January 2025, as Cointelegraph reported. Malta followed, and in April 2025 Austria's Financial Market Authority (FMA) became the third MiCA supervisor to license the company. One license is enough to serve all EU member states; the others belong to the Bitpanda entities in each market.
Before MiCA, Bitpanda held national crypto licenses in Germany, France and Italy and a MiFID II license for securities. That is why the same app sells crypto assets and stocks.
Bitpanda for banks and institutions
Bitpanda sells its infrastructure to other financial firms, and banks use it to offer crypto trading in their own apps, and Bitpanda Custody, which came from the purchase of Trustology in 2022, holds assets for institutional clients. Deutsche Bank announced in 2025 that it would launch crypto custody in 2026 with Bitpanda and Taurus, as The Block summarized.
Bitpanda and a Frankfurt listing
In January 2026 Bloomberg reported that Bitpanda was preparing a listing on the Frankfurt Stock Exchange, with Goldman Sachs, Citigroup and Deutsche Bank as banks and a valuation of four to five billion euros, according to The Block. Bitpanda has not announced a date for the planned stock exchange listing.
Upcoming crypto events
Investment & Digital Assets
Risk & Compliance
Who founded Bitpanda?
Eric Demuth, Paul Klanschek and Christian Trummer founded Bitpanda in Vienna in 2014.
Who holds the assets at Bitpanda?
Bitpanda holds crypto assets for its customers, so it is their custodian. Customers who want to hold their own keys move the assets to a self-custody wallet; the knowledge hub explains the difference between a private key and a seed phrase.
Bitpanda and Finance Loop
Finance Loop covers the crypto exchanges that serve investors in Germany and Austria, and Bitpanda is one of the largest of them. The BaFin license held by Bitpanda and the Frankfurt listing plans tie it to the city where Finance Loop holds most of its events. Crypto brokers and custody belong to the track Investment & Digital Assets.
Finance Loop is a professional network supporting the institutional use of emerging technologies in finance, such as AI, digital payments, cloud and blockchain solutions. Finance Loop helps its members build skills and personal networks in these fields: Investment & Digital Assets, Payments & Digital Money, Digital Infrastructure & Sovereignty, and Risk & Compliance.