Revolut
Revolut is a financial services group that offers app-based accounts for individuals and businesses. Customers use Revolut to receive money, make card payments and transfers, and hold or exchange supported currencies. Personal accounts bring balances, card spending and everyday money management together in one app, while business accounts provide tools for company finances.
Business accounts help companies manage payments, employee expenses and money held in different currencies. Companies can use these accounts to organize incoming and outgoing payments alongside the costs incurred by their employees. Available features and fees depend on the country, account plan and transaction, so customers choose the service that fits their payment needs.
Banking and payments with Revolut
Revolut has an app for personal and business finances. Revolut states more than 80 million personal customers and more than 800,000 business customers worldwide, support for more than 160 countries and regions, and banking services in more than 30 countries. Nik Storonsky launched Revolut in 2015 together with Vlad Yatsenko. Revolut's app covers everyday spending, saving, investing and transfers abroad.
Revolut Bank in Germany
Revolut's European bank is Revolut Bank UAB in Lithuania. Customers who live in Germany can move their account to the German branch of Revolut Bank UAB and receive an IBAN starting with DE; the Lithuanian IBAN keeps working for existing direct debits and incoming payments (Revolut). Deposits stay covered by the Lithuanian deposit guarantee scheme up to €100,000 (IT Finanzmagazin, in German). Neobanks in Germany covers the digital banks active in the German market.
Crypto services under MiCA
Revolut received approval from the Cyprus Securities and Exchange Commission under MiCA, which lets it offer crypto-asset services in the 30 countries of the European Economic Area. With the license it plans a crypto offer with more than 280 tokens, staking and conversions from stablecoins to US dollars (CrowdFund Insider). The CASP license explains what a crypto-asset service provider may do under MiCA and how the passport works.
Revolut Euro: a euro stablecoin
Revolut has sold the Revolut Euro, a euro stablecoin with the ticker EURR, in its app and on its exchange Revolut X since 20 August 2026. The issuer is Bridge Building S.A. in Luxembourg, an e-money institution supervised by the CSSF and owned by Stripe. Bridge holds the reserves, and Revolut Digital Assets Europe distributes the token as a crypto-asset service provider under MiCA, Finance Magnates reported. The Revolut Euro runs on Ethereum and Polygon, and redemption requires a bank account in the EEA with a valid IBAN.
Upcoming payments events in Europe
Payments & Digital Money
Investment & Digital Assets
Is Revolut a bank?
Yes. In Europe, Revolut Bank UAB holds a Lithuanian banking license, and German customers bank with its German branch. Revolut Bank's EEA authorization is supervised by the European Central Bank and the Bank of Lithuania (in German).
Does Revolut give German IBANs?
Yes. Customers who live in Germany and move to the German branch receive an IBAN starting with DE. SEPA direct debit explains how direct debits work in the SEPA area.
Does Revolut have a stablecoin?
Yes. Revolut sells the Revolut Euro (EURR), a euro e-money token issued by Bridge Building S.A. in Luxembourg, to its customers in the European Economic Area. By tokens in circulation it is one of the ten largest euro stablecoins.
Banking and crypto rules
Revolut and Finance Loop
Employees of Revolut regularly take part in Finance Loop events.
Finance Loop covers digital banks, instant payments and MiCA in its Payments & Digital Money and Investment & Digital Assets tracks. Finance Loop connects bankers, fintech founders and regulators through formats that activate relevant professional relationships across cities and countries.
Finance Loop is a European professional network that activates curated expert networks across cities and countries, with Central Europe as the current regional focus. Finance Loop covers emerging technologies in finance through these fields: Investment & Digital Assets, Payments & Digital Money, Digital Infrastructure & Sovereignty, and Risk & Compliance.
Digital-banking teams can approach Finance Loop with goals for business-payment relationships and professional visibility. Marketing Managers can use payments partnerships to discuss relevant audiences and expert conversations.